Pradhan Mantri Fasal Bima Yojna (PMFBY) 2016 Process & Features

Pradhan Mantri Fasal Bima Yojna (PMFBY) 2016 Process & Features: Shree Narendra the Prime Minister of India has released the guideline for Pradhan Mantri Fasal Bima Yojna. This scheme will come into effect from upcoming Kharif season. They launch the guideline for PM Fasal Bima Yojna while addressing farmers at a Kisan Kalyan Mela at Sehore in Madhya Pradesh. It is the scheme, a path-breaking scheme for crop insurance. Fasal Bima Yojna was approved by the Union Cabinet in January 2016. PMFBY 2016 will replace the two existing crops insurance scheme National Agriculture Insurance Scheme (NIAS) and Modified NIAS. PM Modi said that this scheme has the solution to problems of the farmers face when he was addressing in Kisan Mela Madhya Pradesh.

Pradhan Mantri Fasal Bima Yojna (PMFBY) 2016

The aim of the PM Fasal Bima Yojna providing the security to farmers through insurance at low cost when the crop loss due to natural disasters. Farmers are need to pay uniform premium of only 2 percent for Kharif Fasal and 1.5 percent for Rabi Fasal. Farmers may pay 5% for annual commercial and horticultural crops.
Pradhan Mantri Fasal Bima Yojna 2016
There is no upper limit on the government's subsidy for this scheme. It will born by the government. According to the Pradhan Mantri Fasal Bima Yojana, the farmers will get amount as the claim insured without any deduction. If the crop of any one farmer loss, he/she will get benefit of this scheme too.

While the External Affairs Minister Sushma Swaraj was addressing farmers, she said that the priority of the government is committed to progress of poor and prosperity of farmers.

प्रधानमंत्री फसल बीमा योजना की जानकारी हिंदी में:
  • बारिश नहीं हुई और किसान ने बोवनी नहीं की तो भी बीमा योजना का लाभ मिलेगा।
  • खेत में पड़ी कटी फसल १४ दिन में बर्बाद हो गयी तो भी मुआवजा मिलेगा।
  • यदि एक भी किसान को नुकसान हुआ तो भी मुआबजे का हकदार होगा।
  • सब्सिडी की कोई अधिकतम सीमा नहीं होगी।
  • एक तिहाई फसल बर्बाद होने पर भी क्लेम मिलेगा।
  • खरीफ (ज्वार, बाजरा, गन्ना आदि) की फसल के लिए २%, रबी (गेंहूँ, जौ, चना, मसूर, सरसों आदि) की फसल के लिए १.५% तथा बागवानी के लिए ५% प्रीमियम देना होगा।
  • सरकार ने पिछली योजना से प्रीमियम पर लगाई गई सीमा हटा ली।
  • पहले बीमा रकम मिलने में देरी होती थी परन्तु अब क्लेम का २५% तुरंत मिलेगा।

Government is also in way to connecting the 500 mandi online for farmers and also want make National Agriculture Market (NAM). PM Shri Narendra Modi will launch the Digital Plateform on 14th April 2016 so farmer can sell their crops all over India where they are getting more value through the mobile. More latest information kindly visit the official website and this page for Pradhan Mantri Fasal Bima Yojna and PMFBY 2016 for farmers.

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